228 loan Options
228 loan Options
Blog Article
The Board may well modify a little lender ranking from “Satisfactory” to “Excellent” with the institution stage where by the lender requests and gets additional thing to consider for routines that might qualify pursuant towards the Retail Expert services and Items Check in § 228.
The Board could regulate the score of the intermediate bank evaluated as delivered in paragraph (a)(2) of this part from “Satisfactory” to “Excellent” at the institution level in which the bank requests and receives additional thought for routines that will qualify pursuant towards the Retail Products and services and Products and solutions Examination in § 228.23.
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
The Board may well take into consideration a bank's Group enhancement loans, Local community enhancement investments, and Neighborhood development products and services offered outside of its facility-centered evaluation places, as delivered On this aspect.
(ix) An indicator for if the loan was to a business or farm with gross annual revenues greater than $one million; and
Pursuant to twelve U.S.C. 2906, the Board provides conclusions derived less than this section individually for metropolitan regions during which a bank maintains a number of domestic branch places of work and to the nonmetropolitan region of the State if a financial institution maintains one or more domestic branch workplaces in these nonmetropolitan space.
The Nationwide Asset-Primarily based Group Progress Funding Benchmark measures the dollar volume of Local community growth loans and Neighborhood progress investments that advantage or serve all or Element of the nationwide space of all depository institutions that reported pursuant to § 228.
Revitalization or stabilization comprises 228 loan actions that assist revitalization or stabilization of qualified census tracts, like adaptive reuse of vacant or blighted buildings, brownfield redevelopment, help of the prepare for a company improvement district or key street software, or almost every other activity that supports revitalization or stabilization, and that:
signifies a bank, excluding a lender specified as a confined function bank pursuant to § 228.26, that had assets of not less than $2 billion as of December 31 in both with the prior two calendar many years. The Board adjusts and publishes the determine On this definition annually, based upon the year-to-12 months alter in the standard of The buyer Selling price Index for Urban Wage Earners and Clerical Employees, not seasonally altered, for each 12-thirty day period period ending in November, with rounding to the nearest million.
Pursuant to § 228.28 and paragraph file of appendix D to this portion, the Board incorporates the conclusions of the bank evaluated below an permitted approach into its Point out or multistate MSA ratings, as applicable, and its establishment rating, accounting for paragraph g.2 of appendix D to this component, as applicable.
) The volume of examining and personal savings accounts opened digitally and thru other delivery techniques which have been active at the end of Each and every calendar 12 months by census tract money level for each calendar yr.
The Board considers the weighted ordinary with the effectiveness scores comparable to the bank's Group Improvement Products and services Check conclusions for its facility-based mostly evaluation parts inside of a Point out, multistate MSA, or the establishment pursuant to section IV of appendix B to this element.
(ii) The Board considers an intermediate bank's Local community growth loans, community progress investments, and Neighborhood progress providers without the need of regard to whether the action is built in one or more in the lender's facility-centered assessment locations. The extent on the Board's thing to consider of Group development loans, community advancement investments, and Local community progress products and services beyond the lender's facility-based evaluation spots will count on the adequacy of the lender's responsiveness to Group enhancement requires and alternatives throughout the financial institution's facility-based mostly assessment locations and applicable performance context information.
The Board considers the weighted average of your effectiveness scores akin to the bank's Group Growth Financing Exam conclusions for its facility-dependent evaluation locations throughout the multistate MSA, calculated pursuant to area IV of appendix B to this part.